Purchasing a vehicle is an exciting milestone, but navigating the financing process can oftentimes feel overwhelming. At Zink Motor Company, we take the stress out of auto financing by providing transparent, hassle-free assistance from our experienced finance team. Whether you’re comparing financing options for a new Ford truck, considering a Ford EV lease plan or looking for pre-owned vehicle loans nearby, we’re here to help you secure the best terms and rates available.
With a history dating back to 1913, Zink Motor Company has built a strong reputation in our community as a trusted Ford dealership in Appleton City, offering personalized service and a unique buying experience in our living museum of automotive history. Our finance team is dedicated to ensuring that every customer finds the right financing plan to fit their budget and lifestyle.
Your Ford Financing Questions Answered
What factors affect my car loan interest rate?
Interest rates are influenced by factors such as credit score, loan term, down payment and current market conditions. At Zink Motor Company, we work with multiple lenders to provide competitive new Ford financing options and used car loans that are tailored to your financial situation.
How can I qualify for the best auto loan rates?
Improving your credit score, increasing your down payment and choosing a shorter loan term can help you secure a lower interest rate. Our finance experts can guide you through steps to get the best possible terms.
Is a down payment required when financing a vehicle?
A down payment isn’t always required, but it can significantly reduce your monthly payments and overall loan costs. Our team will work with you to find a plan that fits your budget.
Can I finance a car with bad credit?
Yes! We understand that financial setbacks happen, and we work with lenders who offer financing solutions for customers with all credit backgrounds. Whether you have no credit or are rebuilding, we’re here to help.
What are my options if I want to lease instead of buy?
Leasing allows you to drive a new Ford with lower monthly payments and flexible terms. If you prefer a shorter commitment with lower upfront costs, leasing may be the right option for you.
What additional costs should I expect when financing a car?
Beyond your monthly payment, you should budget for taxes, registration fees, insurance and optional extended warranties or service plans to protect your investment.
Can I trade in my current vehicle to lower my financing costs?
Absolutely! Trading in your current car can reduce the amount you need to finance. We provide fair trade-in appraisals to help maximize your savings on a new or used Ford.
What financing options are available for new and used Ford trucks?
We offer a variety of financing plans for both new and pre-owned Ford models. Whether you’re interested in a used F-150 or a brand-new Super Duty®, we’ll help you find the best rates and terms.
Does Zink Motor Company charge hidden fees or doc fees?
No! We believe in transparent pricing with no hidden fees. The price you see is the price you pay — no surprises.
Visit Our Ford Finance Center in Appleton City, MO
At Zink Motor Company, our finance experts are ready to help you secure a loan or lease that fits your needs. With over a century of customer-first service, we make financing simple and stress-free. Contact our Appleton City Ford dealership today or visit us to discuss your financing options in person!
Read More: Trade In & Trade Up | Leasing vs. Financing | First-Time Car Buyers Guide
